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2022’s Biggest Payment Trends

Strides in instant payments, fraud prevention and mitigation, CBDCs, and crossborder payments

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January 12, 2023

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2022 was a year of major announcements and developments in instant payments, digital currencies, and cross-border payments. The European Commission plans to mandate the adoption and regulate the price of real-time payments in Europe. As real-time payment systems are rolled out across the world, we’ve seen fraud migrate toward these systems, especially authorized fraud. Central bank digital currencies also made strides, with more countries exploring them. And cross-border payments are becoming faster, cheaper, and more transparent.

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First published on Finextra, December 5, 2022

Leo Lipis

Leo is the founder of Lipis Advisors and has over 25 years of experience in payment systems consulting and research on all six continents. Prior to founding Lipis Advisors in 2007, he held positions in payments strategy and analysis with commercial banks, clearing houses, and central banks. Leo works chiefly in transaction banking, payment system strategy & design, and treasury management.