We’ve worked on regulatory matters in multiple markets. We understand the need for regulators to support competition and ensure equitable access models for payment systems and have supported the development of appropriate actions. We regularly help payment providers stay up to date on compliance issues and deliver in-depth reports on how regulatory actions affect payment product and service strategies.
Market and competitive analysis
Using qualitative and quantitative research, we evaluate the potential of existing payment services and technologies. We have led multiple projects detecting opportunities to modernize payment services and have provided intelligence to support clients’ market position, product development or geographic expansion.
Payment system design and modernization
We design and develop services to streamline domestic and international payments. That means working with associations and governments to provide assistance in market analysis, platform design, and business model development–or analyzing regulatory and governance frameworks. We develop efficient, effective, secure, and sound means for payment clearing and settlement and have experience with a variety of technologies.
Profitability and cost benchmarking
We evaluate clients’ operational efficiency and provide hard facts about where and by how much they can improve. Our benchmarking exercises assess transaction cost and service functionality for a number of payment system types and payment instruments.
In legal cases about patents, we act as experts who assess the novelty or innovation of a given technology. We also serve as witnesses or background experts lawsuits concerning payments fraud.
Lectures, workshops, white papers, and webinars
We provide customized training and insight about payment topics for companies, associations, and public authorities–in both English and German. We also collaborate with companies to provide the content and management of payments-focused educational seminars.
Faster Payment Services
If clients want to join a specific payments scheme or system, we help them develop payment services that are operationally sound and comply with all relevant regulation.
Product and market entry strategy
Our team collaborates with clients to develop innovative payment products and prepares them strategically for market entry.
Technology and vendor selection
We identify and assess strategic partners or potential acquisition targets to support payment processing diversification for (multi-rail) strategies. We help clients gain access to the necessary payment infrastructures without compromising payment capability or solution integrity.
Fintech integration into conventional financial service markets
We provide an overview of fintech tools and fintech providers relevant to specific markets, and make suggestions about which tools and providers are fit for purpose in a given geography or market. We also help fintechs develop their offerings in a way that aligns them with financial sector partners or government-based FinHubs.
Fraud prevention and detection
Thanks to our deep background knowledge on international payment systems, we assist clients in preventing or resolving fraud and scams—with measures aimed at minimizing harm to consumers.
Country and topic specific payments research
Research is at our company’s core. For years, our GPSA (Global Payment Systems Analysis) provided unmatched information on over 50 payment systems, including trends such as real-time payments and payment convergence. Our reputation as researchers continues to this day: We have authored a variety of research papers both in house and in collaboration with clients.
We provide clients with a framework for evaluating and mitigating any substantial risk they might encounter. We also provide documentation for internal use as well as for presentation to regulators.
We support strategic and financial investors as well as consultancies in evaluating their acquisition targets, their current market positioning, and their future potential.
We improve our client’s international payment operations through increased efficiency, cost optimization, and risk mitigation.
We support multiple payment providers in drafting compelling bids for major RFPs.
“Lipis Advisors brought a level of expertise & knowledge that enabled us to elevate our ideas and transform them into an actionable strategy.”
AFGHAN CREDIT GUARANTEE FOUNDATION
“The team at Lipis Advisors supported us during our UK expansion. Their work helps companies like N26 scale faster globally and build products their customers love to use.”
MARKET EXPANSION LEAD, N26
Our latest insights
What we’re up to: A selection of our recent activities and exclusive insights from our experts.
Russia, payment systems, and the law of unintended consequences
What is SWIFT, how does it work, and what effect will the war in Ukraine have on the Russian economy and ordinary citizens
What’s next for BNPL?
Buy Now Pay Later (BNPL) will see rapid growth on the back of challenging profitability and increased regulation.