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What’s next for BNPL?

Buy Now Pay Later firms face rapid growth, challenging profitability and increased regulation

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January 11, 2023

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There has been a lot of news recently around Buy Now Pay Later (BNPL), such as Apple’s announcement of a BNPL solution, Revolut rolling out its ‘Pay Later’ product in Ireland, as well as proposed regulations in the UK. BNPL is certainly a hot topic in many markets, but some service providers have been struggling with issues such as valuation, while reports around the dangers to consumers continue to make headlines, both of which have prevented BNPL from shedding its controversial status.

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First published on Finextra, June 30, 2022

Leo Lipis

Leo is the founder of Lipis Advisors and has over 25 years of experience in payment systems consulting and research on all six continents. Prior to founding Lipis Advisors in 2007, he held positions in payments strategy and analysis with commercial banks, clearing houses, and central banks. Leo works chiefly in transaction banking, payment system strategy & design, and treasury management.