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The Future of Payments and Finance in Europe: Highlights from Seamless Europe 2023


December 15, 2023


Seamless Europe 2023, a highly awaited event held in my hometown of Berlin from October 18-19, brought together an array of businesses and experts from the global payments, fintech, retail, and e-commerce sectors. With 2,844 attendees from over 84 countries, the conference centered on thought-provoking discussions about the future of several industries within the European landscape including open innovation in fintech, the future of banking, retail and e-commerce growth, reimagining customer journey in 2030. Among the highlights were several captivating panels and presentations, three of which I was able to attend.

These sessions delved into key trends in the financial and payment industry, including Buy Now, Pay Later (BNPL) and embedded finance. They also examined the ongoing transition from cash to digital payments within the European market and explored the fascinating realm of Central Bank Digital Currencies (CBDCs). These forward-looking discussions shed light on the transformative trends that are shaping the financial and payments landscape in Europe.

Read the full blog post here.

Leo Lipis

Leo is the founder of Lipis Advisors and has over 25 years of experience in payment systems consulting and research on all six continents. Prior to founding Lipis Advisors in 2007, he held positions in payments strategy and analysis with commercial banks, clearing houses, and central banks. Leo works chiefly in transaction banking, payment system strategy & design, and treasury management.